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class="word"><p></p><p>【簡明版交通事故賠償指南：這五類費用要算清】</p><p>一、醫(yī)療費用與住院開支</p><p>交通事故受傷后，第一筆要算的是治療費用。醫(yī)院開的治療費收據(jù)要保存好，這些都能用來報銷。如果出院后還需要繼續(xù)治療，后續(xù)費用也能申請賠償。住院期間每天有伙食補貼，按當?shù)毓珓諉T出差的標準算。比如公務員出差每天補30元，傷者住院就能拿同樣的伙食費。</p><p>二、誤工損失怎么計算</p><p>誤工費分兩種情況。有固定工資的人，按實際工資損失計算。工資超過當?shù)仄骄杖肴兜模罡甙慈端?。比如當?shù)仄骄率杖?000元，月薪2萬的人只能按9000元算。沒固定工作的人，按當?shù)赝袠I(yè)平均收入計算。需要街道辦或單位開證明，確認事故前有穩(wěn)定收入。家庭主婦、學生等沒收入的人，不能申請誤工費。</p><p>三、護理費與輔助器具</p><p>住院期間需要請護工的，要醫(yī)院開證明。護工有工作的，按誤工費標準算；沒工作的，按當?shù)仄骄钯M算。比如當?shù)卦戮钯M2000元，護工費就按這個標準。傷殘需要買拐杖、輪椅的，按普通款價格報銷。進口的高檔產(chǎn)品不能全額報，要選大眾能買得起的基礎款。</p><p>四、傷殘與死亡賠償標準</p><p>傷殘賠償分等級計算。按當?shù)仄骄杖胭r20年，50歲以上每大1歲減1年，70歲以上統(tǒng)一賠5年。比如55歲的人能拿15年賠償。死亡賠償按當?shù)仄骄钯M賠10年，不滿16歲或超70歲的按年齡折算，最少賠5年。比如12歲孩子死亡，賠償年限是10-（16-12）=6年。</p><p>五、家屬生活費與其他支出</p><p>死者生前養(yǎng)的人能領生活費。孩子養(yǎng)到16歲，老人養(yǎng)20年，50歲以上每大1歲減1年。比如養(yǎng)60歲的父親，賠償年限是20-（60-50）=10年。交通費、住宿費按實際票據(jù)報銷，親屬處理事故的往返路費也能報，但最多報3個人。財物損壞要照價賠償，修不好的東西按損壞前的價值折算。</p><p>重要細節(jié)要注意：</p><p>1. 工資包含獎金和補貼，獎金按事故前單位人均數(shù)算</p><p>2. 農(nóng)民按當?shù)貏辙r(nóng)年收入計算誤工費</p><p>3. 護理人員沒收入的定義是主要靠別人養(yǎng)活</p><p>4. 喪葬費直接按當?shù)貥藴剩挥脝为氂嬎?/p><p>5. 死亡賠償金只能由合法繼承人領取</p><p>6. 被扶養(yǎng)人包括未成年子女、無收入老人</p><p>7. 住宿費參照公務員出差標準</p><p>8. 事故處理人數(shù)超3人的部分不報銷</p><p>這些計算方法主要依據(jù)《最高人民法院關于審理人身損害賠償案件適用法律若干問題的解釋》。不同地區(qū)的平均收入數(shù)據(jù)可以查詢當?shù)亟y(tǒng)計局最新公告。賠償金需要提供完整的醫(yī)院記錄、工資證明、費用發(fā)票等材料。如果對方不配合賠償，建議保存好事故認定書、醫(yī)療單據(jù)等證據(jù)，通過法律途徑解決。 </p></div> <div id="s9ubdkc" class="new_det_p1">【版權聲明】部分文章和信息來源于互聯(lián)網(wǎng)、律師投稿，刊載此文是出于傳遞更多信息和學習之目的。若有來源標注錯誤或侵犯了您的合法權益，請作者持權屬證明于本網(wǎng)聯(lián)系，我們將予以及時更正或刪除。</div> <div id="s9ubdkc" class="readed"> <h6>延伸閱讀</h6> <ul class="read"> <li><a href="/doc/132370.html" target="_self" title="工傷鑒定8級賠償標準2021">工傷鑒定8級賠償標準2021</a></li> <li><a href="/doc/456984.html" target="_self" title="購房合同的定金能退嗎">購房合同的定金能退嗎</a></li> <li><a href="/doc/293172.html" target="_self" title="打架對方要求賠十萬">打架對方要求賠十萬</a></li> <li><a href="/doc/36481.html" target="_self" title="榆林市傷殘鑒定中心電話號碼">榆林市傷殘鑒定中心電話號碼</a></li> <li><a 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